Please note that Soarion Financial Centers and Administrative offices will be closed on Saturday, July 4th in observance of Independence Day. Please note that Soarion Financial Centers and Administrative offices will be closed on Saturday, July 4th in observance of Independence Day. Please note that Soarion Financial Centers and Administrative offices will be closed on Saturday, July 4th in observance of Independence Day. Please note that Soarion Financial Centers and Administrative offices will be closed on Saturday, July 4th in observance of Independence Day.
Name Your Goal

Secondary Savings Account

Ready to create an emergency fund? Saving for a dream vacation, new appliances, or an upcoming wedding? Whatever your goal is, use a Secondary Savings Account to name it, organize your accounts and track your progress.

Open an Account
Personalized
Earns Dividends
Digital Banking
No Monthly Fee
About Secondary Savings
With Secondary Savings, You Can Save for Life’s Extras.

A Secondary Savings Account is a great way to save for a specific goal or just to help organize your finances. The account description can be personalized to whatever you want to call it and will appear within digital banking and your statement.

There’s no minimum deposit needed to open a Secondary Savings Account and no minimum balance required. It also earns dividends from the date of deposit.

Open an account

Secondary Savings Account Features

  • Account description can be personalized

  • No minimum opening balance

  • Can have multiple Secondary Savings Accounts

  • No monthly service charges

  • No transaction fees

  • Can be used for overdraft protection

  • Free eStatements

  • Dividends paid monthly

  • 24/7 account access with Digital Banking

Secondary Savings Account Rate

Rates effective as of: 3-23-2026
Rates effective as of: 07/15/2026

Minimum Balance

Account

Dividend Rate

APY*

$0.00
Secondary Savings Account
.10%
.10%

Minimum Balance

$0.00

Account

Secondary Savings Account

Dividend Rate

.10%

APY*

.10%

More Ways to Save

High-Yield Savings
Earn more with our High Yield Savings account: 3.00% APY*
on balances up to $25,000, unlimited deposits, and up to six monthly withdrawals/transfers without penalty.
Learn More
Share Certificates
Lock in a high-rate Share Certificate with terms ranging from six months to seven years for as little as $1,000 and enjoy higher returns than a checking or savings account.
Learn More
Christmas Club Savings
Our Christmas Club Savings Account allows you to save up for the holiday season and earn dividends with no monthly fees.
Learn More
Money Market Accounts
Earn higher dividends than a traditional savings account while still keeping your money accessible.
Learn More
Primary Savings
Earn higher dividends than a traditional savings account while still keeping your money accessible.
Learn More

* APY = Annual Percentage Yield. Dividends Compounded: Monthly. Dividends Credited: Monthly. Balance Computation Method: Dividends are calculated using the daily balance method. This method applies a daily periodic rate to the principal in the account each day. Rates subject to change at any time without notice. Fees may reduce the earnings on the account.

1 Membership Required. No minimum opening balance required. Up to six (6) free withdrawals or transfers permitted each monthly statement cycle. Each additional withdrawal or transfer $10.

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Get Started

You will need the following information to complete an application online or at a Soarion Financial Center:

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