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Save for Your Future Now

Roth IRA

Maximize your retirement with a Roth IRA from Soarion Credit Union.

Stop by a Soarion Financial Center or schedule an appointment to open a Roth IRA.

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Questions? Contact Us

Competitive Rates
Insured by NCUA
No Monthly Fee
Earns Dividends
About Roth IRAs
With Soarion Roth IRAs, You Can Save for Retirement.

A Roth IRA is a savings plan ideal for someone anticipating retiring in a higher income bracket and prefer to pay taxes on your retirement now instead of later. With a Roth IRA, you make annual non-tax-deductible contributions, but the interest earned is tax-free when you withdraw money. Get started with as little as $5 today.

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Roth IRA
Basics

  • $5 minimum opening balance
  • Competitive rates
  • Guaranteed return
  • Insured by NCUA

Roth IRA Account Rates

Rates effective as of: 3-16-2026

Rates effective as of: 06/30/2026

Minimum Balance

Dividend Rate

APY*

Up to $2,499.99
0.30%
0.30%
$2,500.00 - $9,999.99
0.30%
0.30%
$10,000.00 - $24,999.99
0.30%
0.30%
$25,000.00 - $49,999.99
0.45%
0.45%
$50,000.00 - $89,999.99
0.45%
0.45%
$90,000.00 - $99,999.99
0.55%
0.55%
$100,000 and up
0.55%
0.55%

More Ways to Invest

IRA Share Certificates
An IRA/Roth IRA Share Certificate combines high-yield dividends like a traditional certificate with IRA tax advantages. Invest in your future with a minimum of $1,000 for terms of one to seven years.
Learn More
Traditional IRA
A Traditional IRA is a tax-advantaged retirement plan that allows tax-deductible contributions and tax-deferred earnings. Start with just $5 and grow your savings through regular deposits.
Learn More
Wealth Solutions
Soarion Wealth Solutions* offers various investment products and services with flexible options to help clients achieve their financial goals. Nahid Karimjee, CFP®, a Senior Financial Advisor, provides guidance and education to create personalized wealth management plans.
Learn More

* APY = Annual Percentage Yield. Dividends Compounded: Monthly. Dividends Credited: Monthly. Balance Computation Method: Dividends are calculated using the daily balance method. This method applies a daily periodic rate to the principal in the account each day. Minimum $5.00 opening balance required. Rates subject to change at any time without notice.

For a comprehensive review of your personal situation, always consult with a tax or legal advisor. Neither Osaic Institutions or any of its representatives may give legal or tax advice.

Investment and insurance products and services are offered through OSAIC INSTITUTIONS, INC., MEMBER FINRA / SIPC.

“Soarion Wealth Solutions” is a trade name of Soarion Credit Union. Osaic Institutions and Soarion are not affiliated.

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