Our Best Spending Account

Rewards Checking

You’ve worked too hard for your money to be sitting idly in an average checking account. Take your funds above and beyond with a Soarion Rewards Checking Account.

Questions? Schedule Appointment

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Man with card and cell phone

About Rewards Checking

As a Rewards Checking Account holder, you’ll earn dividends on your balance and get paid 12 cents Cashback1 on all qualifying purchases made with your Visa® Debit Card.

Enjoy other added perks like free 24/7 access to Digital Banking, fast money movement between all your accounts, Pay a Person (P2P) and unlimited Bill Pay. The best part is, there's no monthly fee when you maintain a minimum balance of just $500.2 Open your Rewards Checking Account today with our easy online application or visit one of our Financial Centers nearest you!

    Rewards Checking Account Features

  • $25 minimum opening deposit

  • Cashback1 Rewards

  • No monthly fee with a minimum $500 balance2

  • Get paid a day early with direct deposit3

  • One complimentary box of standard checks per calendar year

  • Visa Debit Card

  • 24/7 account access with Digital Banking


  • Access to over 55,000 surcharge-free ATMs via the Allpoint Network 

    Debit Card Payment

    Rewards Checking Account Benefits

    Earns Dividends

    Cashback Rewards

    Digital Banking

    Visa Debit Card

    Unlimited Online Bill Pay

    Pay A Person

    Access to Surcharge-Free AllPoint ATMs

    Cash Deposits at Allpoint+ ATMs

    Rewards Checking Account Rate

    Rates effective as of:

    Minimum Balance Account Dividend Rate APY*
    See footnote Rewards Checking 0.01% 0.01%

    * APY = Annual Percentage Yield. Dividends Compounded: Monthly. Dividends Credited: Monthly. Balance Computation Method: Dividends are calculated using the daily balance method. This method applies a daily periodic rate to the principal in the account each day. Rates subject to change at any time without notice.

    1 Requires enrollment. Transactions that qualify for Cash Rewards will receive 12 cents cash back for every signature-based transaction made with a debit card that is five dollars or more. The credit union reserves the right to determine if transactions processed under the Cash Rewards program are usual and customary. For transactions that are not usual and customary, they are: 1) not eligible for the rewards payment, and 2) may result in a loss of debit card privileges and any accrued rewards cash.


    2 Monthly fee $4. Maintaining a minimum balance in the account of $500 during the calendar month will result in the monthly fee being waived. $25 initial opening deposit required.


    3 Set up direct deposit of your paycheck or benefits and you could get access to your funds a day early if they are received by the credit union.

    Need a Basic Spending Account?

    Our Free Checking Account may be right for you.