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Boat and Watercraft Loans

Experience smooth sailing when you finance a new or used marine vessel with a Soarion Boat Loan.

About Boat and Watercraft Loans

We'll help you get off dry land and into the water with low rates, flexible terms, and no payment for up to 90 days¹ when you purchase a boat or other personal watercraft.

We also offer 100% financing for qualified borrowers making it easy to score the boat of your dreams without capsizing your budget. Get pre-approved and spend more time out on the water and not search for the best loan rates and terms.

Ready to make some waves? Apply now with our simple online application.

Boat and Watercraft Loan Features

Low Rates

Flexible Terms

No payment for up to 90 days¹

No down payment for qualified borrowers

¹Interest accrual begins immediately once funded and will continue to accrue each month during deferment. Deferred payment may not exceed 90 days. Not all applicants will qualify.

Boat and Watercraft Loan Benefits

Low Rates

Flexible Terms

Easy Online Application

Quick Application Turnaround

* APR = Annual Percentage Rate. APR based on evaluation of applicant’s credit. Your APR may vary. Not all applicants will qualify for the lowest rate. All loans subject to credit approval. Membership eligibility required. Rates subject to change at any time without notice.

Boat and Watercraft Loan payment example: A loan of $25,000 for 60 months at 7.00% APR will have an estimated monthly payment of $495. Use a Soarion Financial Calculator to calculate loan payment amounts.

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