Your Home, Your Way

HomeX Improvement Loans

Leverage our contractor network to dream big and borrow smart with a Home Improvement Loan from Soarion.

Ask your contractor if they’re in our network

people installing home solar panels
Technician installs an HVAC system for a home

Upgrade Your Home With Confidence Using Our Trusted Contractor Network

Soarion's Home Improvement loan can help you finance those upgrades you've been dreaming about while protecting and enhancing the value of your home.

 

Through our network of participating contractors, we can help you find a smarter, simpler way to plan your next renovation or unexpected repair.

Home Improvement Loan Benefits

Low Rates

Flexible Terms

Easy Online Application

    Home Improvement Features

  • Enhance your home’s comfort and efficiency with a Soarion Home Improvement Loan. Get affordable financing designed to bring your project to life. Whether you're installing solar panels, upgrading your HVAC system, or making energy-efficient repairs, we make it easy to borrow smart and invest in your home with confidence. 

  • Affordable Financing


  • No payments up to 90 days1


  • No pre-payment penalty

Residential home roofing installation

    Home Improvement Project Types

  • Solar 

  • Install solar panels to reduce your energy bills and carbon footprint. A home improvement loan helps you cover upfront costs and enjoy long-term electricity savings.


  • Battery Storage 

  • Increase your energy independence with a battery backup system. Store excess solar power or ensure reliable electricity during outages without straining your budget.


  • HVAC 

  • Improve indoor air quality and comfort with a new heating, ventilation, or air conditioning system. With flexible financing, you can replace outdated units and lower energy costs with more efficient technology.


  • Roofing Replacement & Repairs 

  • Protect your home from leaks, weather damage, and structural issues with a high-quality roofing system. Our loan options allow you to finance critical repairs or invest in a durable, energy-efficient roof.


  • Insulation Improvements 

  • Upgrade your home's insulation to reduce heating and cooling costs. Proper insulation keeps your home comfortable year-round and reduces energy waste.


  • Window, Doors & Siding 

  • Enhance curb appeal while improving energy efficiency with modern, high-performance windows, doors, and siding. A home improvement loan makes investing in durable materials that boost aesthetics and security easier.


  • Foundation Repair 

  • Address structural concerns before they become significant issues. Whether you need crack repairs, waterproofing, or reinforcement, our financing options can help protect your home’s foundation and overall stability.


    Home Improvement Loan FAQs

    A Home Improvement Loan from Soarion is a flexible financing option designed to help homeowners fund energy-efficient upgrades and critical repairs. Offered exclusively through our network of participating contractors, this loan empowers you to invest in your home with simple, affordable financing.

    You can use a Home Improvement Loan to finance a variety of energy-efficient and essential home upgrades, including Solar, Battery Storage, HVAC, Roofing, Insulation, Foundation Repair, Windows, Doors, and Siding

    Our Home Improvement Loan offers low rates, making financing more affordable for your budget. The loan includes a no-payment period for up to 90 days1, giving you time to start your project without immediate monthly payments. There are no pre-payment penalties, so you can pay off your loan early without any extra fees. By working through our contractor network, you'll partner with trusted professionals who are familiar with our loan process. It’s an easy and reliable way to fund essential home upgrades while keeping the experience smooth and hassle-free.

    Loan amounts vary depending on your project scope and contractor estimates, with financing available for both small and large upgrades. Your contractor will help determine the appropriate loan amount during the project planning process.

    Once you’re partnered with a contractor in our network, they’ll guide you through the application process. After your application is submitted, a credit decision is typically provided within an hour.

    This program is available exclusively through our network of participating contractors. 

     

    How to Become a Participating Contractor 

    Our top priority is delivering exceptional service to our members and contractor partners. Therefore, participation in our program is currently by invitation only. If you’re interested in being considered, please complete the form below. We’ll review your request and contact you.


     

    1Interest accrual begins immediately once funded and will continue to accrue each month during deferment. Deferred payment may not exceed 90 days. Not all applicants will qualify. All loans subject to credit approval. Membership eligibility required.

     

    Not a Soarion Credit Union Member? Join Today!

    For over 70 years, Soarion Credit Union has served communities with financial products, services, and education. Learn more about what Soarion Credit Union can do for you. Get your financial journey with us started by opening a Primary Savings, your share in the credit union!