Please note that Soarion Financial Centers and Administrative offices will be closed on Saturday, July 4th in observance of Independence Day. Please note that Soarion Financial Centers and Administrative offices will be closed on Saturday, July 4th in observance of Independence Day. Please note that Soarion Financial Centers and Administrative offices will be closed on Saturday, July 4th in observance of Independence Day. Please note that Soarion Financial Centers and Administrative offices will be closed on Saturday, July 4th in observance of Independence Day.
Stuff Your Stocking and Your Wallet

Christmas Club Savings

Avoid stressing about finances during the holidays by saving little by little throughout the year with a Soarion Christmas Club Savings Account.

Open an Account
Insured by NCUA
Earns Dividends
No Monthly Fee
About Christmas Club Savings Account
With Christmas Club Savings Account, you can steadily save throughout the year.

Our Christmas Club Savings Account allows you to save up for the holiday season while earning dividends with no monthly fees. You can set up automatic transfers from your checking account to make saving simple. On November 1st of each year, we’ll transfer your Christmas Club Savings balance to your Checking or Savings Account so you can begin shopping for the holidays!

Open an account

Christmas Club Savings Account Features

  • No minimum opening balance1
  • Direct Deposit / auto transfer set up
  • No monthly service charges
  • Earns monthly dividends
  • 24/7 account access with Digital Banking

Christmas Club Savings Rate

Rates effective as of: 3-31-2026
Rates effective as of: 07/08/2026

Account

Dividend Rate

APY*

Christmas Club
0.10%
0.10%

Account

Christmas Club

Dividend Rate

0.10%

APY*

0.10%

More Ways to Save

High-Yield Savings
Earn more with our High Yield Savings account: 3.00% APY*
on balances up to $25,000, unlimited deposits, and up to six monthly withdrawals/transfers without penalty.
Learn More
Share Certificates
Lock in a high-rate Share Certificate with terms ranging from six months to seven years for as little as $1,000 and enjoy higher returns than a checking or savings account.
Learn More
Secondary Savings
Use a dedicated Secondary Savings Account to organize and track your progress towards any financial goal, whether building an emergency fund or saving for a dream vacation, new appliances, or a wedding.
Learn More
Money Market Accounts
Earn higher dividends than a traditional savings account while still keeping your money accessible.
Learn More
Primary Savings
Earn higher dividends than a traditional savings account while still keeping your money accessible.
Learn More

* APY = Annual Percentage Yield. Dividends Compounded: Monthly. Dividends Credited: Monthly. Balance Computation Method: Dividends are calculated using the daily balance method. This method applies a daily periodic rate to the principal in the account each day. Rates subject to change at any time without notice. Fees may reduce the earnings on the account.

1 Membership Required. No minimum opening balance required. Early withdrawal fee is $10 for each withdrawal. Early closure fee is $10.

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You will need the following information to complete an application online or at a Soarion Financial Center:

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