Please note that Soarion Financial Centers and Administrative offices will be closed on Saturday, July 4th in observance of Independence Day. Please note that Soarion Financial Centers and Administrative offices will be closed on Saturday, July 4th in observance of Independence Day. Please note that Soarion Financial Centers and Administrative offices will be closed on Saturday, July 4th in observance of Independence Day. Please note that Soarion Financial Centers and Administrative offices will be closed on Saturday, July 4th in observance of Independence Day.
Money When You Need It

Personal Loans

Setting aside money for a large purchase or unexpected expenses can be difficult. If you need extra cash, a Soarion Personal Loan offers a personalized solution with the flexibility to fit you.

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Questions? Contact Us

Low Rates
Flexible Terms
Easy Online Application
Quick Application Turnaround
About Personal Loans
With Personal Loans, You Can Have Money for All of Life’s Needs.

With a Personal Loan (also known as a Personal Loan) you can borrow with no collateral for a fixed amount of time, up to 60 months. You’ll lock in your interest rate for the life of the loan and you can use the funds for any wants or needs. So you can pay for a wedding, handle emergency expenses, consolidate debt, or pay for a family vacation without any worries.

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Personal Loan Basics

  • Competitive rates
  • No collateral needed
  • No application fee
  • Fixed interest rate for the life of the loan
  • Terms up to 60 months
  • No prepayment penalties
  • Easy online application process
  • Optional Debt Protection

Personal Loan Rates

Rates effective as of: 4-6-2026
Rates effective as of: 07/15/2026

Term

APR* as low as

Up to 12 Months
7.69%
Up to 24 Months
7.69%
Up to 36 months
7.89%
Up to 48 Months
7.99%
Up to 60 Months
8.19%

Explore Loans

Line of Credit
A Soarion Line of Credit provides a straightforward and cost-effective solution for managing your finances. This revolving credit provides readily available funds for unforeseen costs, overdraft protection, or as a financial safety net.
Learn More
Secured Loans
Borrow against your Soarion Share Certificate or Savings with a Secured Loan to avoid...
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VISA Credit Card
Access funds without depleting your savings using your Soarion Primary or Secondary Savings Account as collateral. Borrow up to $25,000, which is the amount you have in your savings.
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* APR = Annual Percentage Rate. APR based on evaluation of applicant’s credit. Your APR may vary. Not all applicants will qualify for the lowest rate. All loans subject to credit approval. Membership eligibility required. Rates subject to change at any time without notice.

Personal Loan Example: A loan of $10,000 for 60 months at 8.39% APR will have an estimated monthly payment of $205. Use a Soarion Financial Calculator to calculate loan payment amounts.

Prepare For Unexpected Expenses

A Line of Credit is a simple and affordable way to get on top of your finances.

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Get Started

You will need the following information to complete an application online or at a Soarion Financial Center:
I'm new to Soarion
I'm a Soarion Member

Soarion Credit Union Members need to Login to Digital Banking and select “Accounts” > “Open an Account” to apply

Go to Digital Banking

We have partnered with Student Choice to help finance your education. Next steps will direct you to a marketplace site where other top national credit unions will offer you rates and terms based on your estimated FICO. You can then select which one works best for you and complete the application. It’s that easy to get the best rate from another trusted not-for-profit credit union.

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Soarion Credit Union has partnered with myCUmortgage to offer mortgage loans and refinancing to our members. By clicking “Proceed” you acknowledge you are leaving the Soarion CU website and entering the myCUmortgage website, which is not managed by Soarion CU. Would you like to continue?

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