Please note that Soarion Financial Centers and Administrative offices will be closed on Saturday, July 4th in observance of Independence Day. Please note that Soarion Financial Centers and Administrative offices will be closed on Saturday, July 4th in observance of Independence Day. Please note that Soarion Financial Centers and Administrative offices will be closed on Saturday, July 4th in observance of Independence Day. Please note that Soarion Financial Centers and Administrative offices will be closed on Saturday, July 4th in observance of Independence Day.
Prepare for the Unexpected

Line of Credit

A Line of Credit can give you peace of mind when it comes to surprise expenses.

Apply now

Questions? Contact Us

Low Rates
Flexible Terms
Easy Online Application
Quick Application Turnaround
About Line of Credit
With Line of Credit, You Have Capital When You Need It.

A Soarion Line of Credit is a simple and affordable way to get on top of your finances. This revolving credit line can help you pay for unexpected expenses, cover overdrafts or just serve as a safety net in a financial emergency and is accessible whenever you need it.

Apply now

Line of Credit Features

  • No collateral needed
  • Low payments
  • Revolving credit line
  • Easy online application process
  • Use as overdraft protection for your checking account
  • Optional Debt Protection

Line of Credit Rate

Rates effective as of: 4-6-2026
Rates effective as of: 07/15/2026

Account

APR* as low as

Line of Credit
18.00%

* APR = Annual Percentage Rate. APR based on evaluation of applicant’s credit. Your APR may vary. Not all applicants will qualify for the lowest rate. All loans subject to credit approval. Membership eligibility required. Rates subject to change at any time without notice.

Line of Credit payments are 4% of the outstanding loan balance with a minimum payment of $25.

Use a Soarion Financial Calculator to calculate loan payment amounts.

Get the Power of a Soarion Visa Platinum Rewards Credit Card

 

Shop online and just about anywhere with no annual fee Visa® Credit Card.

 

Learn More

Hable con un experto en español

Nuestros Asesores de Miembros están listos para atender sus necesidades cuando le sea conveniente. ¡Programe una cita con anticipación en uno de nuestros Centros Financieros y evite la fila!

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Get Started

You will need the following information to complete an application online or at a Soarion Financial Center:
I'm new to Soarion
I'm a Soarion Member

Soarion Credit Union Members need to Login to Digital Banking and select “Accounts” > “Open an Account” to apply

Go to Digital Banking

We have partnered with Student Choice to help finance your education. Next steps will direct you to a marketplace site where other top national credit unions will offer you rates and terms based on your estimated FICO. You can then select which one works best for you and complete the application. It’s that easy to get the best rate from another trusted not-for-profit credit union.

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Soarion Credit Union has partnered with myCUmortgage to offer mortgage loans and refinancing to our members. By clicking “Proceed” you acknowledge you are leaving the Soarion CU website and entering the myCUmortgage website, which is not managed by Soarion CU. Would you like to continue?

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