RV Loans

You can finance a wide range of recreational vehicles, including motorhomes, travel trailers, campers, and fifth-wheel trailers — both new and used.

We offer up to 100% financing for borrowers who meet our eligibility requirements, including our required minimum credit score. That means you may be able to borrow the full purchase price of your RV or fifth wheel with no down payment required, depending on the loan amount and your credit history. Less-qualified buyers will still be able to borrow, but will likely pay higher interest rates. Terms and conditions apply.

Find out how much you will need to pay for a typical RV loan with our RV loan calculator. You’ll get an idea of how much you should plan to spend on your vehicle.

You can increase your chances of qualifying for a better annual percentage rate (APR) by improving your credit score. Do this by checking your credit report for errors, paying down long-term debt, and signing up for automatic payments on your existing bills and loans so you never miss a payment.

Soarion Credit Union offers terms up to 144 months (12 years), giving you the flexibility to spread out payments over time.

No, not always — there is no down payment for well-qualified borrowers.

Yes. We do offer refinancing options for RV and fifth wheel loans.