High-Flying Rates

3.34% APY* 60-Month Share Certificate

Earn BIG with this Certificate!

Higher Dividends

Insured by NCUA

Digital Banking

Free eStatements

About Share Certificates

With Share Certificates, You Can Earn With Peace of Mind.

Opening a Share Certificate with money you won’t be needing right away is a safe investment that will maximize your earning potential and allows your funds to grow at a higher rate.

Lock in a high-rate Share Certificate with as little as $1,000 with terms ranging from six months to seven years, and enjoy higher returns than a checking or savings account.

Share Certificate Features

$1,000 minimum opening balance
No maintenance fees
Terms from six months to seven years
Earns competitive dividends
Funds may be secured as collateral for low-cost loans

Share Certificate Rates

Rates effective as of: 3-31-2026

Rates effective as of: 07/15/2026

Term

Dividend Rate

APY*

6-Month

2.858%

2.90%

6-Month Jumbo

2.858%

2.90%

12-Month

2.906%

2.95%

12-Month Jumbo

2.906%

2.95%

18-Month

3.101%

3.15%

18-Month Jumbo

3.101%

3.15%

24-Month

3.004%

3.05%

24-Month Jumbo

3.004%

3.05%

36-Month

3.101%

3.15%

36-Month Jumbo

3.101%

3.15%

48-Month

2.906%

2.95%

48-Month Jumbo

2.906%

2.95%

60-Month

3.286%

3.34%

60-Month Jumbo

3.286%

3.34%

7 Year

2.858%

2.90%

7 Year Jumbo

2.858%

2.90%

Term

6-Month

Dividend Rate

2.858%

APY*

2.90%

Term

6-Month Jumbo

Dividend Rate

2.858%

APY*

2.90%

Term

12-Month

Dividend Rate

2.906%

APY*

2.95%

Term

12-Month Jumbo

Dividend Rate

2.906%

APY*

2.95%

Term

18-Month

Dividend Rate

3.101%

APY*

3.15%

Term

18-Month Jumbo

Dividend Rate

3.101%

APY*

3.15%

Term

24-Month

Dividend Rate

3.004%

APY*

3.05%

Term

24-Month Jumbo

Dividend Rate

3.004%

APY*

3.05%

Term

36-Month

Dividend Rate

3.101%

APY*

3.15%

Term

36-Month Jumbo

Dividend Rate

3.101%

APY*

3.15%

Term

48-Month

Dividend Rate

2.906%

APY*

2.95%

Term

48-Month Jumbo

Dividend Rate

2.906%

APY*

2.95%

Term

60-Month

Dividend Rate

3.286%

APY*

3.34%

Term

60-Month Jumbo

Dividend Rate

3.286%

APY*

3.34%

Term

7 Year

Dividend Rate

2.858%

APY*

2.90%

Term

7 Year Jumbo

Dividend Rate

2.858%

APY*

2.90%

More Ways to Save

High-Yield Savings

Earn more with our High Yield Savings account: 3.00% APY* on balances up to $25,000, unlimited deposits, and up to six monthly withdrawals/transfers without penalty.

Secondary Savings

Use a dedicated Secondary Savings Account to organize and track your progress towards any financial goal, whether building an emergency fund or saving for a dream vacation, new appliances, or a wedding.

Christmas Club Savings

Our Christmas Club Savings Account allows you to save up for the holiday season and earn dividends with no monthly fees.

Money Market Accounts

Earn higher dividends than a traditional savings account while still keeping your money accessible.

Primary Savings

Earn higher dividends than a traditional savings account while still keeping your money accessible.

* APY = Annual Percentage Yield. Dividends Compounded: Monthly. Dividends Credited: Monthly. Balance Computation Method: Dividends are calculated using the daily balance method. This method applies a daily periodic rate to the principal in the account each day. Rates subject to change at any time without notice. Fees may reduce the earnings on the account.

Membership Required.

Minimum $1,000 opening deposit required for non-jumbo certificates. Penalty will be imposed for early withdrawal. Early withdrawal fees could reduce earnings on the account.

Minimum $100,000 opening deposit required for jumbo certificates. Penalty will be imposed for early withdrawal. Early withdrawal fees could reduce earnings on the account.

Hable con un experto en español

Nuestros Asesores de Miembros están listos para atender sus necesidades cuando le sea conveniente. ¡Programe una cita con anticipación en uno de nuestros Centros Financieros y evite la fila!

Hable con un experto en español

Get Started

You will need the following information to complete an application online or at a Soarion Financial Center: