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Get your next set of wheels fast

Auto Loans

New, used, or refinance, take flight with one low rate!

Questions? Schedule Appointment

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About Auto Loans

Get pre-approved for a Soarion Auto Loan before you shop for a car, truck, or SUV to save time and shop stress-free knowing how much you can afford. It only takes a few minutes and the application can be done online.

Whether you’re looking for a new or used vehicle, private party sale or shopping at a dealership, finance your auto loan with Soarion Credit Union today.

    Auto Loan Features

  • Low Rates


  • Terms up to 84 months


  • No payment for up to 90 days1


  • Pre-approvals available


    1Interest accrual begins immediately once funded and will continue to accrue each month during deferment. Deferred payment may not exceed 90 days. Not all applicants will qualify.

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      Auto Loan Optional Services

    • TruStage – discounted auto insurance for credit union members


    • Guaranteed Asset Protection (GAP) – protect against total loss or theft of your vehicle if your loan is more than the insurance settlement


    • Mechanical Repair Coverage (MRC) – add protection against the unexpected high cost of vehicle repairs


    • Debt Protection – loan insurance in the event of disability or death


      Auto Loan Benefits

      Low Rates

      Flexible Terms

      Easy Online Application

      Quick Application Turnaround

      Auto Loan Rates

      Rates effective as of:

      Term APR* as low as
      Up to 60 months 5.79%
      Up to 72 months 5.99%
      Up to 84 months 6.19%

      * APR = Annual Percentage Rate. APR based on evaluation of applicant’s credit. Your APR may vary. Not all applicants will qualify for the lowest rate. All loans subject to credit approval. Membership eligibility required. Rates subject to change at any time without notice.

      Vehicle payment example: A loan of $30,000 for 84 months at 6.19% APR will have an estimated monthly payment of $441. Use a Soarion Financial Calculator to calculate loan payment amounts.

      You Could Save Hundreds on Car Insurance

      Soarion Credit Union members may qualify for a discount on car insurance through the TruStage® Auto Insurance Program.
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      Motorcycle and ATV Loans

      Kickstart your fun with low rates, flexible terms, and no payment for 60 days on a new or used motorcycle or ATV.

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      We'll help you get off dry land and into the water with low rates, flexible terms, and no payment for 60 days.

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