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Make your adventure affordable

RV and Fifth Wheel Loans

Enjoy the amenities of home anywhere you go with an RV Loan from Soarion Credit Union.

Questions? Contact Us

RV driving past mountains on a sunny day

 

RV & Fifth Wheel Loan Features

 

Whether you’re looking for a weekend getaway vehicle or are already a dedicated full-timer, we can help you finance a new or used RV, caravan, motorhome, travel trailer, fifth wheel, or camper/tent trailer.

  • No payment for 60 days

  • RV loan terms up to 12 years

  • Great RV loan rates

  • No down payment for well-qualified borrowers

  • Pre-approvals available

Apply now with our easy online application and start creating memories with your family on the open road.

 

  Loan Calculators

Family spending time together outside of parked RV
RV parked near canyonlands

Spend a little more now and ensure peace of mind and confidence as you head for new horizons.

 

 

RV and Fifth Wheel Loan Benefits

Low Rates

Soarion Credit Union offers loans with competitive rates and affordable monthly payments.

Flexible Terms

With loan terms of up to 12 years, you can customize the repayment schedule to fit your budget and lifestyle.

Easy Online Application

Let’s get your financing started! Apply from anywhere using our straightforward online application process.

Quick Application Turnaround

Get decisions fast. Soarion’s efficient review process lets you begin your RV adventures sooner!

  Call Us: 800-227-5328

 

Already a Soarion Credit Union member?
Either log in to Digital Banking, stop by a Soarion Financial Center, or call us to apply for an RV Loan.

RV and Fifth Wheel Loan Rates: New

Rates effective as of:

Term APR* as low as
Up to 60 months 7.00%
61 to 84 months 10.00%
85 to 96 months 10.25%
97 to 120 months 10.50%
121 to 144 months 11.00%

RV and Fifth Wheel Loan Rates: Used

Rates effective as of:

Model Year Term APR* as low as
Current + 4 years Up to 60 months 7.25%
Current + 4 years 61 to 84 months 10.25%
Current + 4 years 85 to 96 months 10.50%
Current + 4 years 97 to 120 months 10.75%
Current + 4 years 121 to 144 months 11.25%
5 to 10 years Up to 60 months 8.25%
5 to 10 years 61 to 84 months 11.25%
5 to 10 years 85 to 96 months 11.50%
5 to 10 years 97 to 120 months 11.75%

* APR = Annual Percentage Rate. APR based on evaluation of applicant’s credit. Your APR may vary. Not all applicants will qualify for the lowest rate. All loans subject to credit approval. Membership eligibility required. Rates subject to change at any time without notice.

RV and Fifth Wheel Loan payment example: A loan of $100,000 for 144 months at 11.00% APR will have an estimated monthly payment of $1,254. Use a Soarion Financial Calculator to calculate loan payment amounts.

 

 

RV & Fifth Wheel Loan FAQs

You can finance a wide range of recreational vehicles, including motorhomes, travel trailers, campers, and fifth-wheel trailers — both new and used.

We offer up to 100% financing for borrowers who meet our eligibility requirements, including our required minimum credit score. That means you may be able to borrow the full purchase price of your RV or fifth wheel with no down payment required, depending on the loan amount and your credit history. Less-qualified buyers will still be able to borrow, but will likely pay higher interest rates. Terms and conditions apply.

Find out how much you will need to pay for a typical RV loan with our RV loan calculator. You’ll get an idea of how much you should plan to spend on your vehicle.

You can increase your chances of qualifying for a better annual percentage rate (APR) by improving your credit score. Do this by checking your credit report for errors, paying down long-term debt, and signing up for automatic payments on your existing bills and loans so you never miss a payment.

Soarion Credit Union offers terms up to 144 months (12 years), giving you the flexibility to spread out payments over time.

No, not always — there is no down payment for well-qualified borrowers.

Yes. We do offer refinancing options for RV and fifth wheel loans.

 

 

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