Take Tomorrow Into Consideration

Traditional IRA

When considering your retirement, plan smart and choose a Soarion Traditional IRA.

Stop by a Soarion Financial Center or schedule an appointment to open a Traditional IRA.

About Traditional IRAs

A Traditional IRA is a retirement savings plan that allows you to make tax-deductible contributions. And, your earnings are tax-deferred until you withdraw the funds. Start small with as little as $5 and build up your balance with regular deposits.

Traditional IRA Features

$5 minimum opening balance

Competitive rates

Guaranteed return

Tax deferred

Insured by NCUA

Mature couple smiling as they stroll down a street

Traditional IRAs Include

Competitive Rates

Insured by NCUA

No Monthly Fee

Earns Dividends

Stop by a Soarion Financial Center or call us to open a Traditional IRA.

Traditional IRA Account Rates

Rates effective as of:

Minimum Balance	Dividend Rate	APY*
Up to $2,499.99	0.30%	0.30%
$2,500.00 - $9,999.99	0.30%	0.30%
$10,000.00 - $24,999.99	0.30%	0.30%
$25,000.00 - $49,999.99	0.45%	0.45%
$50,000.00 - $89,999.99	0.45%	0.45%
$90,000.00 - $99,999.99	0.55%	0.55%
$100,000 and up	0.55%	0.55%

* APY = Annual Percentage Yield. Dividends Compounded: Monthly. Dividends Credited: Monthly. Balance Computation Method: Dividends are calculated using the daily balance method. This method applies a daily periodic rate to the principal in the account each day. Minimum $5.00 opening balance required. Rates subject to change at any time without notice.

More Ways to Invest

Roth IRA

A Roth IRA is a retirement savings plan where contributions are made after tax, but earnings and withdrawals in retirement are tax-free. It's best for those expecting to be in a higher tax bracket in retirement.

Learn More

IRA Share Certificates

An IRA/Roth IRA Share Certificate combines high-yield dividends like a traditional certificate with IRA tax advantages. Invest in your future with a minimum of $1,000 for terms of one to seven years.

Learn More

Soarion Wealth Solutions

Soarion Wealth Solutions* offers various investment products and services with flexible options to help clients achieve their financial goals. Nahid Karimjee, CFP®, a Senior Financial Advisor, provides guidance and education to create personalized wealth management plans.

Learn More

^*Investment and insurance products and services are offered through OSAIC INSTITUTIONS, INC. Member FINRA/SIPC. “Soarion Wealth Solutions” is a trade name of Soarion Credit Union. OSAIC and Soarion are not affiliated. Products and services made available through OSAIC are not insured by the NCUA or any other agency of the United States and are not deposits or obligations of nor guaranteed or insured by any Credit Union or Credit Union affiliate. These products are subject to investment risk, including the possible loss of value.