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For All Kinds of Banking

We Help Dreams Take Flight

We provide banking accounts, savings accounts, loans, and advice to help you soar.

 

Family in the Sun

Reach New Heights With Soarion Credit Union!

Soarion Credit Union, formerly AFFCU, built on its humble beginnings at Lackland Air Force Base over seventy years ago to become a strong financial institution our members trust. Whether it's a new car, home, everyday checking account, or savings for the future, we are here to help our community soar.



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Certificate Accounts

Earn higher rates and competitive dividends when you set aside your funds for terms of six months to seven years. Open an account with as little as $1,000 and pay no monthly fees1.

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Rewards Checking

Earn dividends and Cash Back2, access Online Banking with unlimited Bill Pay, and much more. Open with just $25 and pay no monthly fee when your balance is above $5003. Plus, get paid a day early with direct deposit4!

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High Yield Savings Account

Increase your earnings and beat inflation with our High Yield Savings account. You'll earn more interest than a traditional savings with an incredible 3.00% APY* on balances up to $25,000!

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About Soarion Credit Union

Our Story

In 1952, ten determined servicemen stationed at Lackland Air Force Base in San Antonio, TX, each investing $5, joined forces to open Lackland Federal Credit Union—the foundation for what would later become Soarion Credit Union. Despite modest beginnings in a single-room office on base with part-time staff, their vision burned brightly.

Within just a year, their numbers multiplied exponentially, attracting 853 members who shared their commitment to financial empowerment. Today, Soarion Credit Union stands tall, serving nearly 55,000 members across the globe—both in and out of the military—a testament to the enduring spirit of those who dare to soar for a brighter financial future.

Our Mission

We empower members through simplified financial solutions, fostering a stronger community, and illuminating a path to brighter futures.

Lackland Air Force Base 1952

 

Courtesy of the United States Air Force Basic Military Training Flight Photo Archive.
Military family on couch

 

Strength and Stability

For over seven decades, Soarion Credit Union has been a safe and stable option for our members’ banking and financial needs. The U.S. Government Agency, the National Credit Union Administration (NCUA), insures deposits up to $250,000 individually and up to $250,000 for a share of joint accounts.

Download our 2023 Annual Report

 

 

Membership Eligibility

We make joining easy for military and non-military alike and offer several ways to be eligible to join Soarion Credit Union.

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Ready to Join Soarion Credit Union?

Joining is easy. You can apply online, anytime, anywhere. Or stop by one of our Financial Centers.
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Membership Required.

 

*APY = Annual Percentage Yield. Dividends Compounded: Monthly. Dividends Credited: Monthly. Balance Computation Method: Dividends are calculated using the daily balance method. This method applies a daily periodic rate to the principal in the account each day. Rates subject to change at any time without notice. Limit ONE (1) High Yield Savings Account per Member. Minimum $1,000 opening deposit required. Minimum $1,000 daily balance required to avoid $10 monthly service fee. Limited to six (6) transfers or withdrawals per month.

 

1Minimum $1,000 opening deposit required for non-jumbo certificates. Minimum $100,000 opening deposit required for jumbo certificates. Penalty will be imposed for early withdrawal. Early withdrawal fees could reduce earnings on the account.

 

2 Requires enrollment. Transactions that qualify for Cash Rewards will receive 12 cents cash back for every signature-based transaction made with a debit card that is five dollars or more. The credit union reserves the right to determine if transactions processed under the Cash Rewards program are usual and customary. For transactions that are not usual and customary, they are: 1) not eligible for the rewards payment, and 2) may result in a loss of debit card privileges and any accrued rewards cash.

 

3 Monthly fee $4. Maintaining a minimum balance in the account of $500 during the calendar month will result in the monthly fee being waived. $25 initial opening deposit required.

 

4 Set up direct deposit of your paycheck or benefits and you could get access to your funds a day early if they are received by the credit union.