Sky High!

3.80% APY^* 7-Month Certificate

OR

4.00% APY^*13-Month Certificate

Earn more with these limited-time rates through January 31st.

Hot air balloon ascending against a sunset

elder couple drinking beverages at a table

About Share Certificates

Opening a Share Certificate with money you won't be needing right away is a safe investment that will maximize your earning potential and allows your funds to grow at a higher rate.

Lock in this Special Rate Share Certificate with as little as $1,000 and enjoy higher returns than a checking or savings account.

Share Certificate Features

$1,000 minimum opening balance

No maintenance fees

Earns competitive dividends

Funds may be secured as collateral for low-cost loans

young girl sitting on fathers shoulders while mother smiles beside them

Share Certificates Include

Higher Dividends

Insured by NCUA

Digital Banking

Free eStatements

Share Certificate Rates

Rates effective as of:

Term	Dividend Rates	APY*
7-Month	3.731%	3.80%
7-Month Jumbo	3.731%	3.80%
13-Month	3.924%	4.00%
13-Month Jumbo	3.924%	4.00%

* APY = Annual Percentage Yield. Dividends Compounded: Monthly. Dividends Credited: Monthly. Balance Computation Method: Dividends are calculated using the daily balance method. This method applies a daily periodic rate to the principal in the account each day. Rates subject to change at any time without notice.

Membership Required. The 13-Month and 7-Month special offers are subject to end at any time without notice. New money only. Minimum $1,000 opening deposit required for 4.00% APY or 3.80% APY respectively. Minimum $100,000 opening deposit required for jumbo certificates. Penalty will be imposed for early withdrawal. Early withdrawal fees could reduce earnings on the account. Account must fund by 1/31/26. Federally Insured By NCUA.

Looking for a different term?

Explore our other Share Certificate rates!

Learn More