Vehicle Loans
Personal Loans
Credit Card
Checking
Share Certificates
Savings, High Yield Savings, & Money Market
Youth & Student
IRAs
Term
APR* as low as
Up to 60 months
5.49%
Up to 72 months
5.69%
Up to 84 months
5.89%
* APR = Annual Percentage Rate. APR based on evaluation of applicant’s credit. Your APR may vary. Not all applicants will qualify for the lowest rate. All loans subject to credit approval. Membership eligibility required. Rates subject to change at any time without notice.
Vehicle payment example: A loan of $30,000 for 84 months at 5.89% APR will have an estimated monthly payment of $437. Use a Soarion Financial Calculator to calculate loan payment amounts.
Term
APR* as low as
Up to 36 months
7.00%
37 to 48 months
7.50%
49 to 60 months
8.00%
* APR = Annual Percentage Rate. APR based on evaluation of applicant’s credit. Your APR may vary. Not all applicants will qualify for the lowest rate. All loans subject to credit approval. Membership eligibility required. Rates subject to change at any time without notice.
Motorcycle Loan payment example: A loan of $15,000 for 60 months at 8.00% APR will have an estimated monthly payment of $304. Use a Soarion Financial Calculator to calculate loan payment amounts.
Model Year
Term
APR* as low as
Current + 3 years
Up to 36 months
7.00%
Current + 3 years
37 to 48 months
7.50%
Current + 3 years
49 to 60 months
8.00%
4 to 8 years
Up to 24 months
7.50%
4 to 8 years
25 to 36 months
8.00%
4 to 8 years
37 to 48 months
8.50%
* APR = Annual Percentage Rate. APR based on evaluation of applicant’s credit. Your APR may vary. Not all applicants will qualify for the lowest rate. All loans subject to credit approval. Membership eligibility required. Rates subject to change at any time without notice.
Motorcycle Loan payment example: A loan of $15,000 for 60 months at 8.00% APR will have an estimated monthly payment of $304. Use a Soarion Financial Calculator to calculate loan payment amounts.
Term
APR* as low as
Up to 60 months
7.00%
61 to 72 months
8.00%
73 to 84 months
9.00%
* APR = Annual Percentage Rate. APR based on evaluation of applicant’s credit. Your APR may vary. Not all applicants will qualify for the lowest rate. All loans subject to credit approval. Membership eligibility required. Rates subject to change at any time without notice.
Boat, Jet Ski, Watercraft Loan payment example: A loan of $25,000 for 60 months at 7.00% APR will have an estimated monthly payment of $495. Use a Soarion Financial Calculator to calculate loan payment amounts.
Model Year
Term
APR* as low as
Current + 3 years
Up to 60 months
7.25%
Current + 3 years
61 to 72 months
8.25%
Current + 3 years
73 to 84 months
9.25%
4 to 8 years
Up to 60 months
8.25%
4 to 8 years
61 to 72 months
9.25%
4 to 8 years
73 to 84 months
10.25%
* APR = Annual Percentage Rate. APR based on evaluation of applicant’s credit. Your APR may vary. Not all applicants will qualify for the lowest rate. All loans subject to credit approval. Membership eligibility required. Rates subject to change at any time without notice.
Motorcycle Loan payment example: A loan of $15,000 for 60 months at 8.00% APR will have an estimated monthly payment of $304. Use a Soarion Financial Calculator to calculate loan payment amounts.
Model Year
Term
APR* as low as
Current + 4 years
Up to 60 months
7.25%
Current + 4 years
61 to 84 months
10.25%
Current + 4 years
85 to 96 months
10.50%
Current + 4 years
97 to 120 months
10.75%
Current + 4 years
121 to 144 months
11.25%
5 to 10 years
Up to 60 months
8.25%
5 to 10 years
61 to 84 months
11.25%
5 to 10 years
85 to 96 months
11.50%
5 to 10 years
97 to 120 months
11.75%
* APR = Annual Percentage Rate. APR based on evaluation of applicant’s credit. Your APR may vary. Not all applicants will qualify for the lowest rate. All loans subject to credit approval. Membership eligibility required. Rates subject to change at any time without notice.
RV and Fifth Wheel Loan payment example: A loan of $100,000 for 144 months at 11.00% APR will have an estimated monthly payment of $1,254. Use a Soarion Financial Calculator to calculate loan payment amounts.
Term
APR* as low as
Up to 12 months
7.69%
Up to 24 months
7.69%
Up to 36 months
7.89%
Up to 48 months
7.99%
Up to 60 months
8.19%
* APR = Annual Percentage Rate. APR based on evaluation of applicant’s credit. Your APR may vary. Not all applicants will qualify for the lowest rate. All loans subject to credit approval. Membership eligibility required. Rates subject to change at any time without notice.
Signature Loan payment example: A loan of $10,000 for 60 months at 8.39% APR will have an estimated monthly payment of $205. Use a Soarion Financial Calculator to calculate loan payment amounts.
Account
APR* as low as
Line of Credit
18.00%
* APR = Annual Percentage Rate. APR based on evaluation of applicant’s credit. Your APR may vary. Not all applicants will qualify for the lowest rate. All loans subject to credit approval. Membership eligibility required. Rates subject to change at any time without notice.
Line of Credit payments are 4% of the outstanding loan balance with a minimum payment of $25.
Use a Soarion Financial Calculator to calculate loan payment amounts.
Term
APR*
6 to 60 months
3.00% above the pledged Share Certificate APY
* APR = Annual Percentage Rate. Membership eligibility required. Rates subject to change at any time without notice.
Certificate Secured Loan payment example: $5,000 borrowed at 6.20% (3.00% above the pledged Share Certificate APY of 3.20%) for 60 months will have an estimated monthly payment of $97. Use a Soarion Financial Calculator to calculate loan payment amounts.
Term
APR*
6 to 60 months
3.00% above the pledged Savings Account APY
* APR = Annual Percentage Rate. Membership eligibility required. Rates subject to change at any time without notice.
Savings Secured Loan payment example: $5,000 borrowed at 3.10% (3.00% above the pledged Savings APY of .10%) for 60 months will have an estimated monthly payment of $90. Use a Soarion Financial Calculator to calculate loan payment amounts.
Visa Platinum Card
APR* as low as
Visa® Platinum Card
14.75%
* APR = Annual Percentage Rate. APR based on evaluation of applicant’s credit. Your APR may vary. Not all applicants will qualify for the lowest rate. All loans subject to credit approval. Membership eligibility required. Rates subject to change at any time without notice.
Your APR will vary with the market based on the Prime Rate. Rates subject to change without notice. Subject to credit approval.
Minimum monthly payment due will be the greater of: a) 2.5% of outstanding balance, or b) $10.
SkyX Checking Account Rate
APY*
SkyX Checking
0.01%
* APY = Annual Percentage Yield. Dividends Compounded: Monthly. Dividends Credited: Monthly. Balance Computation Method: Dividends are calculated using the daily balance method. This method applies a daily periodic rate to the principal in the account each day. Rates subject to change at any time without notice. Fees may reduce the earnings on the account.
Membership Required. Monthly fee $4. Maintaining a minimum balance in the account of $500 during the calendar month will result in the monthly fee being waived. $25 initial opening deposit required.
Term
Dividend Rates
APY*
6-Month
2.858%
2.90%
6-Month Jumbo
2.858%
2.90%
12-Month
2.906%
2.95%
12-Month Jumbo
2.906%
2.95%
18-Month
3.101%
3.15%
18-Month Jumbo
3.101%
3.15%
24-Month
3.004%
3.05%
24-Month Jumbo
3.004%
3.05%
36-Month
3.101%
3.15%
36-Month Jumbo
3.101%
3.15%
48-Month
2.906%
2.95%
48-Month Jumbo
2.906%
2.95%
60-Month
3.286%
3.34%
60-Month Jumbo
3.286%
3.34%
7 Year
2.858%
2.90%
7 Year Jumbo
2.858%
2.90%
* APY = Annual Percentage Yield. Dividends Compounded: Monthly. Dividends Credited: Monthly. Balance Computation Method: Dividends are calculated using the daily balance method. This method applies a daily periodic rate to the principal in the account each day. Rates subject to change at any time without notice. Fees may reduce the earnings on the account.
Membership Required. Minimum $1,000 opening deposit required for non-jumbo certificates. Penalty will be imposed for early withdrawal. Early withdrawal fees could reduce earnings on the account.
Minimum $100,000 opening deposit required for jumbo certificates. Penalty will be imposed for early withdrawal. Early withdrawal fees could reduce earnings on the account.
Minimum Balance
Account
Dividend Rates
APY*
$5.00
Primary Savings Account
0.05%
0.05%
Minimum Balance
$5.00
Account
Primary Savings Account
Dividend Rates
0.05%
APY*
0.05%
* APY = Annual Percentage Yield. Dividends Compounded: Monthly. Dividends Credited: Monthly. Balance Computation Method: Dividends are calculated using the daily balance method. This method applies a daily periodic rate to the principal in the account each day. Rates subject to change at any time without notice. Fees could reduce earnings on the account.
Membership Required. Up to six (6) free withdrawals or transfers permitted each monthly statement cycle. Each additional withdrawal or transfer $10.
Minimum Balance
Account
Dividend Rates
APY*
$0.00
Secondary Savings Account
0.10%
0.10%
Minimum Balance
$0.00
Account
Primary Savings Account
Dividend Rates
0.10%
APY*
0.10%
* APY = Annual Percentage Yield. Dividends Compounded: Monthly. Dividends Credited: Monthly. Balance Computation Method: Dividends are calculated using the daily balance method. This method applies a daily periodic rate to the principal in the account each day. Rates subject to change at any time without notice. Fees could reduce earnings on the account.
Membership Required. No minimum opening balance required. Up to six (6) free withdrawals or transfers permitted each monthly statement cycle. Each additional withdrawal or transfer $10.
Minimum Balance
Dividend Rates
APY*
Up to $25,000.00
3.00%
3.00%
$25,000.01 and up
1.00%
1.00%
* APY = Annual Percentage Yield. Dividends Compounded: Monthly. Dividends Credited: Monthly. Balance Computation Method: Dividends are calculated using the daily balance method. This method applies a daily periodic rate to the principal in the account each day. Rates subject to change at any time without notice. Fees may reduce the earnings on the account.
Membership Required. Minimum $1,000 opening deposit required. Minimum $1,000 daily balance required to avoid $10 monthly service fee. Up to six (6) free withdrawals or transfers permitted each monthly statement cycle. Each additional withdrawal or transfer $10.
Minimum Balance
Dividend Rates
APY*
Up to $25,000.00
0.60%
0.60%
$2,500.01 – $25,000.00
0.70%
0.70%
$25,000.01 – $50,000.00
1.00%
1.00%
$50,000.01 – $100,000.00
1.15%
1.15%
$100,000.01 and up
1.25%
1.25%
* APY = Annual Percentage Yield. Dividends Compounded: Monthly. Dividends Credited: Monthly. Balance Computation Method: Dividends are calculated using the daily balance method. This method applies a daily periodic rate to the principal in the account each day. Rates subject to change at any time without notice. Fees may reduce the earnings on the account.
Membership Required. Minimum $1,000 opening deposit required. Minimum $1,000 daily balance required to avoid $10 monthly service fee. Up to six (6) free withdrawals or transfers permitted each monthly statement cycle. Each additional withdrawal or transfer $10.
Account
Dividend Rates
APY*
Christmas Club
0.10%
0.10%
* APY = Annual Percentage Yield. Dividends Compounded: Monthly. Dividends Credited: Monthly. Balance Computation Method: Dividends are calculated using the daily balance method. This method applies a daily periodic rate to the principal in the account each day. Rates subject to change at any time without notice. Fees may reduce the earnings on the account.
No minimum opening balance required. Early withdrawal fee is $10. Early closure fee is $10.
Account
Dividend Rates
APY*
Youth Savings Account
0.10%
0.10%
* APY = Annual Percentage Yield. Dividends Compounded: Monthly. Dividends Credited: Monthly. Balance Computation Method: Dividends are calculated using the daily balance method. This method applies a daily periodic rate to the principal in the account each day. Rates subject to change at any time without notice. Fees could reduce earnings on the account.
Account
Dividend Rates
APY*
Student Savings Account
0.10%
0.10%
* APY = Annual Percentage Yield. Dividends Compounded: Monthly. Dividends Credited: Monthly. Balance Computation Method: Dividends are calculated using the daily balance method. This method applies a daily periodic rate to the principal in the account each day. Rates subject to change at any time without notice. Fees could reduce earnings on the account.
Account
Dividend Rates
APY*
Student Checking Account
0.05%
0.05%
* APY = Annual Percentage Yield. Dividends Compounded: Monthly. Dividends Credited: Monthly. Balance Computation Method: Dividends are calculated using the daily balance method. This method applies a daily periodic rate to the principal in the account each day. Rates subject to change at any time without notice. Fees may reduce the earnings on the account.
Minimum Balance
Dividend Rates
APY*
Up to $2,499.99
0.30%
0.30%
$2,500.00 – $9,999.99
0.30%
0.30%
$10,000.00 – $24,999.99
0.30%
0.30%
$25,000.00 – $49,999.99
0.45%
0.45%
$50,000.00 – $89,999.99
0.45%
0.45%
$90,000.00 – $99,999.99
0.55%
0.55%
$100,000 and up
0.55%
0.55%
* APY = Annual Percentage Yield. Dividends Compounded: Monthly. Dividends Credited: Monthly. Balance Computation Method: Dividends are calculated using the daily balance method. This method applies a daily periodic rate to the principal in the account each day. Minimum $5.00 opening balance required. Rates subject to change at any time without notice. Membership Required.
Minimum Balance
Dividend Rates
APY*
Up to $2,499.99
0.30%
0.30%
2,500.00 – $9,999.99
0.30%
0.30%
$10,000.00 – $24,999.99
0.30%
0.30%
$25,000.00 – $49,999.99
0.45%
0.45%
$50,000.00 – $89,999.99
0.45%
0.45%
$90,000.00 – $99,999.99
0.55%
0.55%
$100,000 and up
0.55%
0.55%
* APY = Annual Percentage Yield. Dividends Compounded: Monthly. Dividends Credited: Monthly. Balance Computation Method: Dividends are calculated using the daily balance method. This method applies a daily periodic rate to the principal in the account each day. Rates subject to change at any time without notice. Membership Required.
Term
Dividend Rates
APY*
1 Year
2.906%
2.95%
1-Year Jumbo
2.906%
2.95%
18 Months
3.101%
3.15%
18-Month Jumbo
3.101%
3.15%
2 Years
3.004%
3.004%
2-Year Jumbo
3.004%
3.004%
3 Years
3.101%
3.15%
3-Year Jumbo
3.101%
3.15%
4 Years
2.906%
2.95%
4-Year Jumbo
2.906%
2.95%
5 Years
3.286%
3.34%
5-Year Jumbo
3.286%
3.34%
7 Years
2.858%
2.90%
7-Year Jumbo
2.858%
2.90%
* APY = Annual Percentage Yield. Dividends Compounded: Monthly. Dividends Credited: Monthly. Balance Computation Method: Dividends are calculated using the daily balance method. This method applies a daily periodic rate to the principal in the account each day. Rates subject to change at any time without notice. Fees could reduce the earnings on the account.
1Membership Required. Minimum $1,000 opening deposit required for non-jumbo certificates. APY is based on the assumption that dividends will remain on deposit in the IRA Share Certificate until maturity. Penalty will be imposed for early withdrawal. Early withdrawal fees could reduce earnings on the account. You should seek the advice of your own tax advisor with respect to your particular circumstances.
Minimum $100,000 opening deposit required for jumbo certificates. APY is based on the assumption that dividends will remain on deposit in the IRA Share Certificate until maturity. Penalty will be imposed for early withdrawal. Early withdrawal fees could reduce earnings on the account. You should seek the advice of your own tax advisor with respect to your particular circumstances.