Inflation Busting

High-Yield Savings Account

Earn more dividends with our new High Yield Savings Account!

Competitive Dividend Rates
24/7 Digital Banking
Telephone Banking
about High-yield savings
With High-Yield Savings, you can earn higher dividends.

Increase your earnings and beat inflation with our High-Yield Savings account. You’ll earn more dividends than a traditional savings with an incredible 3.00% APY on balances up to $25,000! Plus, your funds are always available to you, with unlimited deposits to keep your savings growing and up to six withdrawals1 or transfers each month without penalties.

High-yield Savings Account Basics

  • $1,000 minimum opening balance1
  • No monthly fee with a minimum $1,000 balance1
  • Flexibility without getting locked into a term
  • No deposit limits
  • Up to six withdrawals or transfers each month
  • 24/7 account access with Digital Banking

High-Yield Savings Account Rate

Rates effective as of: 3-23-2026
Rates effective as of: 07/28/2026

Minimum Balance

Dividend Rate

APY*

Up to $25,000.00
3.00%
3.00%
$25,000.01 and up
1.00%
1.00%

Minimum Balance

Up to $25,000.00

Dividend Rate

3.00%

APY*

3.00%

Minimum Balance

$25,000.01 and up

Dividend Rate

1.00%

APY*

1.00%

More Ways to Save

Share Certificates
Lock in a high-rate Share Certificate with terms ranging from six months to seven years for as little as $1,000 and enjoy higher returns than a checking or savings account.
Secondary Savings
Use a dedicated Secondary Savings Account to organize and track your progress towards any financial goal, whether building an emergency fund or saving for a dream vacation, new appliances, or a wedding.
Christmas Club Savings
Our Christmas Club Savings Account allows you to save up for the holiday season and earn dividends with no monthly fees.
Money Market Accounts
Earn higher dividends than a traditional savings account while still keeping your money accessible.
Primary Savings
Earn higher dividends than a traditional savings account while still keeping your money accessible.

* APY = Annual Percentage Yield. Dividends Compounded: Monthly. Dividends Credited: Monthly. Balance Computation Method: Dividends are calculated using the daily balance method. This method applies a daily periodic rate to the principal in the account each day. Rates subject to change at any time without notice. Fees may reduce the earnings on the account.

Limit ONE (1) High-Yield Savings Account per Member.

1 Membership Required. Minimum $1,000 opening deposit required. Minimum $1,000 daily balance required to avoid $10 monthly service fee. Up to six (6) free withdrawals or transfers permitted each monthly statement cycle. Each additional withdrawal or transfer $10.

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Get Started

You will need the following information to complete an application online or at a Soarion Financial Center: