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Increase Your Earning Power

Money Market Accounts

A Money Market Account provides the double benefit of earning higher dividends than a traditional savings account while still providing access to your funds when you need it.

Competitive Rates

Digital Banking

Telephone Banking

About Money Market Accounts

With Money Market Accounts, You gain flexibility and earn.

Meeting your savings goal is even easier with our Money Market account. Your cash is always available to you, with unlimited deposits to keep your savings growing and up to six withdrawals¹ or transfers each month without penalties.

Money Market Account Features

$1,000 minimum opening balance¹
No monthly fee with a minimum $1,000 balance¹
Flexibility without getting locked into a term
No deposit limits
Up to six withdrawals or transfers each month
24/7 account access with Digital Banking

Money Market Account Rates

Rates effective as of: 3-31-2026

Rates effective as of: 07/01/2026

Minimum Balance

Dividend Rate

APY*

Up to $2,500.00

0.60%

$2,500.01 - $25,000.00

0.70%

$25,000.01 - $50,000.00

1.00%

$50,000.01 - $100,000.00

1.15%

$100,000.01 and up

1.25%

Minimum Balance

Up to $2,500.00

Dividend Rate

0.60%

APY*

0.60%

Minimum Balance

$2,500.01 - $25,000.00

Dividend Rate

0.70%

APY*

0.70%

Minimum Balance

$25,000.01 - $50,000.00

Dividend Rate

1.00%

APY*

1.00%

Minimum Balance

$50,000.01 - $100,000.00

Dividend Rate

1.15%

APY*

1.15%

Minimum Balance

$100,000.01 and up

Dividend Rate

1.25%

APY*

1.25%

More Ways to Save

High-Yield Savings

Earn more with our High Yield Savings account: 3.00% APY* on balances up to $25,000, unlimited deposits, and up to six monthly withdrawals/transfers without penalty.

Share Certificates

Lock in a high-rate Share Certificate with terms ranging from six months to seven years for as little as $1,000 and enjoy higher returns than a checking or savings account.

Secondary Savings

Use a dedicated Secondary Savings Account to organize and track your progress towards any financial goal, whether building an emergency fund or saving for a dream vacation, new appliances, or a wedding.

Christmas Club Savings

Our Christmas Club Savings Account allows you to save up for the holiday season and earn dividends with no monthly fees.

Primary Savings

Earn higher dividends than a traditional savings account while still keeping your money accessible.

* APY = Annual Percentage Yield. Dividends Compounded: Monthly. Dividends Credited: Monthly. Balance Computation Method: Dividends are calculated using the daily balance method. This method applies a daily periodic rate to the principal in the account each day. Rates subject to change at any time without notice. Fees may reduce the earnings on the account.

¹Membership Required. Minimum $1,000 opening deposit required. Minimum $1,000 daily balance required to avoid $10 monthly service fee. Up to six (6) free withdrawals or transfers permitted each monthly statement cycle. Each additional withdrawal or transfer $10.

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Get Started

You will need the following information to complete an application online or at a Soarion Financial Center: