The season of gift giving has come and gone. We all love surprises and enjoy receiving gifts from our families and friends. Unfortunately, receiving one unexpected gift may cost you more than you realize.
How it works: An unexpected package is delivered to your residence without a return address, or the return address could be the retailer (e.g. Amazon, Walmart). Inside the package is a gift, and a QR code. The intention is to have you scan the QR code, input your personal information and leave a “positive review” of the item received. After your personal information has been provided, the scammer is able to access your phone or device.
What is at risk: Your personal and banking information.
Prevention:
- Don’t scan the QR Code
- Throw the item away or return it. Treat any unknown package with caution.
- You may return the unopened package to your local post office where they will return the item on your behalf.
- If the QR code has been scanned and information has been provided, change all usernames and passwords to your accounts. Your information may have been compromised.
- Closely monitor your bank accounts, credit card accounts, and credit report.
- Notify the authorities. If the item received is organic (seeds, food, plants) or an unknown substance or liquid, notify the proper authorities and follow their instructions.
Important: QR Code scams are not limited to unexpected packages delivered to homes. These scams are happening at parking meters, restaurants, concerts, and sporting events, to name a few examples. Remember to only use trusted websites, and if you scan a QR code look for misspellings or other discrepancies on the website.
For more fraud awareness resources, financial education, and simple financial solutions, visit soarion.org.